We’re your trusted SMSF Buyers Agents

Unlock the potential of your SMSF with expert property investment guidance

Why Should you Use an SMSF Buyers Agent?

When investing in property through your SMSF, partnering with a buyers’ agent can be a game-changer. Here’s why:

Expertise in SMSF Rules

SMSFs are heavily regulated, and a knowledgeable buyers’ agent can help you navigate these rules, ensuring compliance and avoiding costly mistakes.

Access to Off-Market Deals

Buyers’ agents often know about properties not yet listed publicly, giving you the chance to invest in lucrative opportunities before others even hear about them.

Deep Market Insight

With a keen understanding of the property market, a buyers’ agent can identify areas with strong growth potential, helping you secure investments that offer solid returns.

Tailored Investment Strategy

A buyers’ agent will work with you to find properties that align with your SMSF goals, whether you’re aiming for capital growth, rental income, or diversification, ensuring your strategy is on track.

Strong Negotiation Skills

Experienced buyers’ agents bring powerful negotiation skills to the table, helping you secure the best deals, especially in competitive markets.

Explore Our Comprehensive SMSF Buyers Agent Services

If you’re looking for a buyers’ agent to help you invest in a lucrative SMSF investment property, look no further than Wayfinder. Here’s our comprehensive list of SMSF buyers’ agent services:

Property Search and Acquisition

Market analysis and property valuation are crucial for a successful SMSF investment. Wayfinder’s deep market knowledge ensures you find, evaluate, and acquire the right property aligned with your SMSF strategy.
Property Inspections

Alongisde property searches we’ll also conducts thorough property inspections to ensure that every potential investment meets your standards and investment criteria, identifying any issues before you commit.
Compliance and Regulatory Support

Navigating SMSF regulations, like the sole purpose test, is essential to avoid penalties. With Wayfinder’s extensive experience and connections, you can rest assured that compliance is fully managed.
Investment Strategy Development

Your SMSF investment strategy should reflect your retirement goals and financial objectives. Whether you seek capital growth or stability, we’ll tailor your strategy to align perfectly with your property investments.

Property Inspections

Alongisde property searches we’ll also conducts thorough property inspections to ensure that every potential investment meets your standards and investment criteria, identifying any issues before you commit.
Negotiation

With expert negotiation skills, we’ll secure favorable terms and prices for your property investments, ensuring you get the best possible deal in any market condition.
Ongoing Support and Management

The journey doesn’t stop at property acquisition. Our team is committed to long-term relationships, offering ongoing support and property management to ensure your SMSF investment continues to thrive.

What it looks like to work with Wayfinder

Step 1

Discovery Call

We begin with an initial discovery call where we carefully outline your SMSF objectives, financial goals, and property aspirations.

Step 2

Engagement Agreement

We discuss our fee structure and, once agreed, formalize our partnership with a signed agreement.

Step 3

Deep Dive into Long-Term Goals

Next, we take a deep dive into your long-term objectives, ensuring we fully understand what you need to achieve.

Step 4

Strategy Session

In our second strategy session, we identify your top 5 must-haves, including non-negotiables and essential property features.

Step 5

Property Search

We then commence the property search, exploring the best opportunities nationwide based on your financial strategy. We present you with samples from each state, offering a couple of options so you can see what your budget affords. From there, we help you narrow down the choices.

Step 6

Financial Roadmap

We provide you with a 10-year financial roadmap for the selected property, detailing pre- and post-tax scenarios. This includes a breakdown of expenses, loans, and depreciation claims, giving you full visibility over your investment’s outlook.

Step 7

Property Inspection

We conduct a video walkthrough and arrange an on-site private inspection to ensure the property meets your expectations.

Step 8

Negotiation and Contract Finalisation

We handle the negotiation process, finalizing the purchase price, and managing the contract signing.

Step 9

Settlement Management

We oversee the settlement process, coordinating pest and building inspections, conveyancing, and ensuring a smooth transition until the keys are handed over.

Step 9

Ongoing Support

Our relationship doesn’t end at settlement. We provide ongoing support, including comprehensive property management, to ensure your investment continues to thrive.

Why Choose Wayfinder Agency for your SMSF Property Investment?

Here’s why you should work with us:

Expertise and Experience

We have years of experience in SMSF investments. We connect our clients with lucrative SMSF residential and commercial properties all over Australia

Tailored Solutions

We understand that your main focus is on maximizing returns and minimizing risks. However, we go the extra mile and provide customized services based on your investment strategy

Comprehensive Support

We provide end-to-end support, from property search to ongoing management. The process is seamless and hassle-free for our clients.

Are you ready to take the next step in your SMSF investment journey?

Book Your Free Consultation Now and let us make your property dreams a reality.

Benefits of Buying Property with your SMSF

Some unique advantages of buying investment property through an SMSF include:

Tax benefits

Purchasing an investment property through an SMSF makes you eligible for various tax benefits. The rental income is taxed at a concessional tax rate of 15%, instead of the marginal tax rate. You can also deduct some property expenses, property depreciation, and insurance. Once you retire, you’re exempt from capital gains tax.

Long-term capital growth

Investing in a property allows you to benefit from property appreciation in the long term. You will not only enjoy the rental income but also benefit from capital growth.

Asset diversification

You can invest in residential and commercial properties and spread your risk across different asset classes through your SMSF. This allows you to diversify your investment and potentially lead to more stable returns.

Control and flexibility

When investing in a property through an SMSF, you can choose the property to invest in, negotiate the terms of the purchase, and manage the property directly. This lets you tailor your investment strategy according to your retirement goals and objectives.

Increased purchasing power

If you have three or four members in your SMSF, you can consolidate resources and savings to increase your purchasing power and access properties that might have otherwise been too expensive.

Properties are a great investment option for SMSF properties since they can enhance retirement savings. This is because the rental income and capital growth from the property go straight into the SMSF bank account.

Case Study - View our recent successful SMSF Property acquisition

Hear From Our Happy Clients

Contact us today and tap into our expertise and knowledge to find a profitable SMSF investment property.

Frequently Asked Questions

What is an SMSF?

A self-managed super fund (SMSF) is a private superannuation fund that you manage yourself. An SMSF gives you more control over your superannuation savings by allowing you to decide how much money to put into the fund and where and how much of your savings to invest.

An SMSF can have up to six members. A member can either be a trustee or a corporate trustee of the fund. Either way, the member is responsible for the fund.

Can I live in the property I purchase with my SMSF?

No. An SMSF should exist for the sole purpose of providing retirement benefits for the members. In other words, SMSF assets shouldn’t be used for personal benefit by you, the members, or related parties.

Otherwise, living on the property would breach the sole purpose test.

What happens to my property when I reach the retirement phase

Once you’ve reached the retirement phase and you desire to live on the property or use it for personal benefit, you must undertake an in-specie transfer to transfer the property from the SMSF to your name.

An in-specie transfer helps you avoid breaching the sole purpose test. Another benefit of conducting an in-specie transfer is that you might avoid stamp duty and other taxes, unlike conventional methods of property transfer.

However, you need to ensure that your trust deed allows in-specie transfers.

Can I claim deductions on my SMSF Property?

Yes, you can claim tax deductions on your SMSF property. You can reduce your tax liability by claiming deductions on some property expenses, such as property management, improvement and renovations, repairs and maintenance, and legal fees.

Also, if you obtained a loan to purchase the SMSF property, the loan interest is tax deductible. However, you have to have used the full loan amount to buy the property.

What type of properties can you purchase using your SMSF?

You can use your SMSF to invest in different types of investment property from residential to commercial properties. There are really no restrictions on the type of property you can invest through your SMSF as long as there’s sound investment logic behind the purchase.

However, if you’re obtaining a Limited Recourse Borrowing Arrangement (LRBA) loan to finance your SMSF investment, different lenders have different limitations. Your lender may limit you or have special conditions when it comes to international property, land, or student accommodation.